This program provides participating homeowners with technical assistance and below-market, forgivable financing of up to $50,000 to create junior units. Junior units are flexible, independent apartments created from one or more bedrooms in existing owner-occupied, single family homes. Under the program, approved homeowners who agree to create a junior unit and rent either the junior unit or the primary unit to a low-income tenant at an affordable rent for 20 years will be provided with free schematic designs and/or a scope of work, assistance with finding a qualified contractor, and a no-interest, deferred payment, construction loan that is forgivable over a twenty-year term. Homeowners opting to include ADA improvements in the rental unit are eligible for grants of up to $5,000. Under certain circumstances, the program may also be used to convert an existing accessory structure into an accessory dwelling unit.