What are the terms on these loans?

A single-family home or condo would require a 1% interest rate with a 30-year loan. No monthly payments are required.

A manufactured or mobile home would have a 0% interest rate on a 20-year forgivable loan. Ten percent of the principal of the loan would be forgiven each year beginning on the 11th anniversary of the date of the loan. No monthly payments are required. 

The loan amount plus any accrued interest would all be due and payable when the home is resold, the loan recipient is no longer the primary resident of the home or the maturity date of the loan has passed. 

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1. Who qualifies as a first-time home buyer?
2. What are the income limits for the HOME/CalHome program?
3. What are the income limits for the CalHome Disaster Assistance program?
4. What is the maximum amount of assistance an individual could receive?
5. Does the loan recipient have to live in the home purchased with these funds?
6. What is considered a 2017 or 2018 qualifying federal disaster to be eligible for the CalHome Disaster Assistance Funds?
7. What are the terms on these loans?
8. What types of homes or housing units may be purchased using these loans?
9. How can I get information on these programs?