What types of homes or housing units may be purchased using these loans?

Housing units purchased must be located within the city limits of Napa. Any housing unit must be in compliance with State and local codes and ordinances. New or previously-owned single-family residences, condominiums are all eligible.  For loans made with CalHome funding,  manufactured or mobile homes are also eligible.

For HOME Program funded loans, the purchased home must be owner-occupied, vacated by the owner-occupant or vacant for at least 90 days if it was previously occupied by a tenant. The funds may also be used if a tenant is purchasing the rental unit they are currently renting. 

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1. Who qualifies as a first-time home buyer?
2. What are the income limits for the HOME/CalHome program?
3. What are the income limits for the CalHome Disaster Assistance program?
4. What is the maximum amount of assistance an individual could receive?
5. Does the loan recipient have to live in the home purchased with these funds?
6. What is considered a 2017 or 2018 qualifying federal disaster to be eligible for the CalHome Disaster Assistance Funds?
7. What are the terms on these loans?
8. What types of homes or housing units may be purchased using these loans?
9. How can I get information on these programs?